The best medical insurance for senior citizens would be one that covers the pre-existing illness, offers quick reimbursement of settlement, offers pre and post hospitalisation expenses, covers ambulance ambulance charges and also covers day care procedures. Health insurance is an inseparable need these days when medical expenses are increasing due to inflation in the healthcare sector. It is even a must when you enter your old age.

Important points before buying Senior Citizen Plan:

  • Less Co-Payment
  • No Sub-limits
  • No Room Rent Capping
  • Life Long Renewal
  • Reasonable Premium

1. Max Bupa Health Companion & HeartBeat (No Co-payment, No Sub-limits, No Room Rent Limits)

2.Bajaj Allianz Silver Health (No Co-payment for Healthy Persons, others-50% Co-Payment)

3. Star Senior Citizen Red Carpet Policy (30% Co-Payment , For Pre Existing Disease – 50% Co-payment)

4. TATA AIG Medi Senior (30% Co-Payment)

5. United India Senior Citizen Policy (20% Co-payment)

6. New India Senior Citizen Policy (Coverage only upto 1.5Lacs)

7. Oriental Insurance HOPE (Only for Specified illness, Not for all disease)

Categories: Health Insurance

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